HOME INSURANCE, A SOCIAL PROTECTION INSTRUMENT BY REDUCING THE IMPACT OF NATURAL DISASTERS

 
Autor (i): Bogdan Narcis, FÓrtescu Elena Doina, Dascălu
 
JEL: G22
 
Cuvinte cheie: home insurance market, social protection, insurance pole against natural disasters, risk of natural disasters
 
Abstract:
This scientific approach addresses the issue of Romania home insurance in the context of the changes in the legal framework, namely in context of establishing the Insurance Pole against Natural Disasters. The research has as its starting point the need to reduce the risk of natural disasters in our country and it highlights the home insurance market dynamics between 2008 and 2016 in order to identify the market malfunctions. We have intended to answer the following question: "How the home insurance market can be made more effective?" The research hypotheses in order to give possible answers are the following: "Is the national legislation in force an appropriate framework?", "Has the home insurance market segment been supported by the national authorities upon models from developed countries?"†
 
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